Flexible Financing with Shop Pay Installments

At Omega Lifestyles, enjoy the freedom to pay over time with Shop Pay Installments. Split your purchase into 4 interest-free payments or opt for monthly plans up to 12 months.

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What is Shop Pay Installments?

Shop Pay Installments, powered by Affirm, allows you to purchase Sleep Galleria’s premium sleep products and pay over time. Whether you're buying a luxurious mattress or cozy bedding, you can split your purchase into manageable payments without hidden fees or surprises.

"Get approved instantly at Sleep Galleria’s checkout for fast, hassle-free financing."
  • 4 Interest-Free Payments: For orders between $35 and $999.99, pay in four biweekly, interest-free installments.
  • Monthly Payments: For orders between $150 and $17,500, choose 3, 6, or 12-month plans with APRs ranging from 0-36% (e.g., an $800 purchase could be $72.21/mo over 12 months at 15% APR).
  • No Late Fees: Shop Pay Installments offers transparency with no late fees or hidden charges.
  • Quick Approval: Get approved instantly at checkout through Affirm’s simple process.

Payment options are subject to eligibility and provided by Affirm’s lending partners. A down payment may be required based on your purchase amount. Learn more about Affirm’s lending partners.

Why Choose Shop Pay Installments at Omega Lifestyles?

Shop Pay Installments makes it easier to bring home Omega Lifestyles’s premium mattresses and bedding. Here’s why it’s a great choice for our customers:

"Experience a fast, secure checkout with Shop Pay at Omega Lifestyles."
  • Increase Affordability: Spread the cost of Sleep Galleria’s high-quality sleep products over time, making larger purchases more manageable.
  • Boost Your Shopping Confidence: Transparent terms and no hidden fees mean you can shop Sleep Galleria with peace of mind.
  • Fast and Secure Checkout: Shop Pay ensures a quick, secure checkout experience tailored for Sleep Galleria’s customers.
  • Flexible Options: Choose the payment plan that fits your budget, from interest-free biweekly payments to longer-term monthly plans for Sleep Galleria purchases.

Frequently Asked Questions

Who is eligible for Shop Pay Installments at Sleep Galleria?

To use Shop Pay Installments, you must be over 18, have a U.S. billing address, and be signed up for Shop Pay. Orders must be between $35 and $17,500. Eligibility is determined by Affirm at Sleep Galleria’s checkout.

Are there any fees?

There are no late fees or hidden fees with Shop Pay Installments. For monthly payments, APRs range from 0-36%, depending on your purchase and credit approval. Four biweekly payments are always interest-free.

Will my credit score be affected?

Four biweekly payments do not impact your credit score. Monthly payments may be reported to a credit bureau, and late or missed payments could affect your credit score.

How do I apply at Sleep Galleria?

At Sleep Galleria’s checkout, select Shop Pay and choose the installment option. Affirm will review your application, and you’ll receive an email (check spam/junk folders) with approval details or next steps if not approved.

Can I use Shop Pay Installments for any Sleep Galleria product?

Yes, as long as your order is between $35 and $17,500, you can use Shop Pay Installments for any Sleep Galleria product, from mattresses to bedding accessories.

For more details, visit Affirm’s Help Center or Shop Pay’s Help Center.

Ready to Shop at Omega Lifestyles?

Discover the perfect sleep solutions with SOmega Lifestyles and pay over time with Shop Pay Installments. Enjoy a seamless checkout and flexible payments tailored to your needs.

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